Ridesharing is when groups of people use the same car and can include anything from carpooling to companies like Uber and Lyft. Despite ridesharing’s popularity, however, this means of travel is no more immune to vehicular accidents than any other. Understandably, the idea of being in a rideshare accident may seem daunting. After all, not only have you just been part of a vehicle collision, but it happened while you were on the job. If you ever find yourself involved in a rideshare accident, here are three things you should keep in mind.
Call Emergency Services as Usual
One thing to keep in mind is that a rideshare accident is not much different from an accident off the clock. The most important things to do when involved in any vehicular accident are the following:
- Call the police as you may need a police report to file an insurance claim and many states require law enforcement to be informed in the event of an accident.
- Call an ambulance in the event of injuries. You should know that even if you don’t feel hurt, there might still be internal injuries that you can’t detect so you should go to the hospital regardless. Better safe than sorry, after all.
Keeping a cool head may not be easy in the event of an accident, but it can help you better make important decisions. In this case, it helps to remember that rideshare services usually have good insurance coverage to take care of their passengers. If the driver was waiting for a ride, on their way to pick up a passenger, or actually providing a ride, you may be able to make a claim on that coverage. Whether than worrying about the financial aspect of the accident, stay calm and help make sure that any injuries are taken care of.
Consult a Professional
Both Uber and Lyft offer up to one million dollars in liability coverage through their insurance policies (Uber drivers still have to have their own personal insurance, though). However, this typically does not include rental cars, medical bills or lost wages for if your car is completely undrivable. If the other party is at fault, you can seek compensation through their insurance company. To accomplish this, seek out a rideshare accident lawyer. As the title implies, they specialize in the tricky business that rideshare accidents can be. That said, it definitely doesn’t hurt to keep up with your own personal insurance too.
Any accident can be a difficult and even terrifying experience and knowing what to do at that moment can be a very difficult process. Be sure to treat a rideshare accident as you would any other, speak to all proper emergency authorities, as well as a legal adviser. Although an accident is something that every driver wants to avoid, it doesn’t hurt to know what to do if it ever occurs.
For more tips, read this article: Who’s at Fault in the Event of a Car Accident?